25
Feb

Need Cash? Don’t call these guys

   Posted by: Marcellus   in Uncategorized

IMG_7173

Thank goodness for having a dvr to where I can pause this stuff and a camera handy.  Check this out.  Look at that interest rate!!   I couldn’t believe what I was seeing on the TV.  These places should be outright illegal!

In case you’re not able to see the image, here’s what it discloses on a “typical” loan of $2,600.00

  • 99.25% Interest Rate
  • 42 Monthly payments of 216.55
  • Origination fee of 75.00

So, 216.55 times 42 equals $9, 095.10.   So for a loan of 2,600 dollars, you end up paying $6495.10 more than what you took out for the loan.  And we wonder why so many consumers are in debt!

21
Feb

What Marcellus Means

   Posted by: Marcellus   in Uncategorized

Hmmm, this hit a little close to home.  I wonder if anyone agree’s with this concerning me

What Marcellus Means
You are confident, self assured, and capable. You are not easily intimidated.
You master any and all skills easily. You don’t have to work hard for what you want.
You make your life out to be exactly how you want it. And you’ll knock down anyone who gets in your way!

You are usually the best at everything … you strive for perfection.
You are confident, authoritative, and aggressive.
You have the classic "Type A" personality.

You are wild, crazy, and a huge rebel. You’re always up to something.
You have a ton of energy, and most people can’t handle you. You’re very intense.
You definitely are a handful, and you’re likely to get in trouble. But your kind of trouble is a lot of fun.

You are very open. You communicate well, and you connect with other people easily.
You are a naturally creative person. Ideas just flow from your mind.
A true chameleon, you are many things at different points in your life. You are very adaptable.

You are friendly, charming, and warm. You get along with almost everyone.
You work hard not to rock the boat. Your easy going attitude brings people together.
At times, you can be a little flaky and irresponsible. But for the important things, you pull it together.

You are relaxed, chill, and very likely to go with the flow.
You are light hearted and accepting. You don’t get worked up easily.
Well adjusted and incredibly happy, many people wonder what your secret to life is.

You are a very lucky person. Things just always seem to go your way.
And because you’re so lucky, you don’t really have a lot of worries. You just hope for the best in life.
You’re sometimes a little guilty of being greedy. Spread your luck around a little to people who need it.

You are the total package – suave, sexy, smart, and strong.
You have the whole world under your spell, and you can influence almost everyone you know.
You don’t always resist your urges to crush the weak. Just remember, they don’t have as much going for them as you do.

20
Feb

Crazy busy but in a good way!

   Posted by: Marcellus   in Uncategorized

I’ve really dug my feet in and started working with this Joomla content management system in order to learn it and utilize it in order to build my next generation of web sites.  My first and foremost project is the MarcellusKing.com photography web site, which I’m working on now, which will be followed up by racismonline.com, and Kcphotolink.com as well as some other minor projects, which will include possibly learning some PHP programming as well as building completely new and custom templates for my sites and possibly the open source community (if I’m really feeling it after learning how to do my own).

Warning:  Upcoming rant! Take cover!

Throughout the months, there have been people that have approached me about helping them create a web site, and from my own past experience, custom web site development is both timely, and expensive.  And if there is a product out there that can already do what you need, then why reinvent the wheel?  That’s my philosophy, but people really don’t see eye to eye with me on this.  They never want to take the time to spend to sit down and learn something new, but they still want results, and they want someone to produce those results for them, for the cheapest possible price at that.

Let me honest, yea, that’s what I used to do in the past, and I have plenty of web programming experience as well a skills with databases, but if you’re going to make me pull out the stops and bust out the Dreamweaver and some html/cold fusion/database coding skills in order to make you a web site that does this and that, then it’s going to cost you a MINIMUM of a grand.  And even then, I still don’t want to do it.  The only exception to this is my boy Rob, who being a programmer, can understand how time consuming and nerve wracking it can get.

So if you don’t want to pay the big bucks, then you’re just going to have to spend the time to sit down, learn, study, and experiment with using an open source solution.   If you do so, then you’ll find that they are often MORE than capable of what you’re looking for in a web site solution.  But as your needs grow, then your web site can grow with them.  You’ll find that a content management system, although intimidating at first, is MUCH easier to manage than a custom built site.

And if you don’t have the time to build it, or the money and resources to have it built for you, then apparently, it’s not important enough to you.  So why should it be even more important to me?

So here are some questions that I get along with my typical answer.

I want a blog!

Go to www.Myspace.com
No, I want a REAL blog that I can put on my own web site www.wordpress.org  Hope you can run PHP!
I want you build me a web site That will be a minimal of a thousand bucks.  Unless you want me to slather some colored text on a page and be done with it.
I don’t have a thousand bucks, can you still built it for me? No, but you can build your own with more features than you can shake a stick at by utilizing a content management system
But I don’t have the time to learn how to use a CMS Go away, stop wasting my time.  Bye
Okay, I have time to learn a content management system, which one do I use I suggest either Drupal or Joomla.  Both are open source (free) and have a vast community of plugins and themes to support them.
Can you host my web site on your server? Depends on how cool you are, and how much I trust you.  Chances are though, the answer is no.  So I say check out hostmonster.com
Can you help me if I get stuck while learning on my own? Most likely.
 
Rant over, you can come out now